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Topic: Merchant accounts
Message: Posted by: shawn popp (Sep 28, 2006 01:17PM)
Hello everyone,

I am considering opening a merchant account. More and more I have customers ask if I accept credit cards. I would like to be able to offer this option. Anyone out there have a merchant account service they can recommend? I am new to this sort of thing so any info is appreciated. I know I don't want to go through my bank as they charge a fortune, but a brief google search revealed a lot of options. Just curious if anyone has a service they can recommend.

Message: Posted by: Jim Snack (Sep 28, 2006 02:40PM)

I've used Practice Pay Solutions for many years and have been very happy with their service. I can recommend them withour hesitation. You don't need any special equipment, as everything is done via the Internet on a virtual terminal. Simple and easy.

The set-up fee is only $49, and my monthly charges can run about $26 per month. Customer service is great and you can call them anytime and talk to a real person if you have a question or have a problem (which I never have had!).

The web site for Practice Pay Solutions is: http://www.practicepaysolutions.com/

Take a look, then call them directly. You can be up and running in a day or so.


PS: You could also use a vendor like Paypal, but look carefully first. I've heard all sorts of horror stories when a problem, like a contested charge, does arise.
Message: Posted by: LeeDillingham (Sep 28, 2006 10:37PM)
Paypal also offers a very resonable merchant account. I use it but most of my clinets prefer to pay by check.
Message: Posted by: leapinglizards (Sep 29, 2006 07:24AM)
I got my Merchant account through Cyberauthorize.com and I like them a lot. Kathy Bracken is the owner and very available.... All of the people there are quite helpful.

You can either get a hand held unit that is wireless, or go with someplace like Authorize.net and run it through a palm pilot or through your computer. Expect to spend about $30 per month before you run a single charge.... so, you have to decide if you do enough volume to justify it.

An alternative would be to set up a pay pal account and allow people to prepay through pay pal.
Message: Posted by: shawn popp (Sep 29, 2006 11:10AM)
I have been considering the paypal option. I not terribly familiar with it, but its my understanding that the customer would have to create a paypal account. In my limited experience, people don't want to create a paypal account, and I don't blame them. They simply want to give the cc# and move on. I was hoping for an online service that I could use to take their card, get and authorization and be done with it. Eventually I may try to run it through my website like a shopping cart but for now I want it to be as easy as possible for the customer. any thoughts?