We Remember The Magic Café We Remember
Username:
Password:
[ Lost Password ]
  [ Forgot Username ]
The Magic Cafe Forum Index » » Tricky business » » I'M DEBT FREE!!!!!!!!! (0 Likes) Printer Friendly Version

 Go to page 1~2 [Next]
HypnotizeAmerica
View Profile
Veteran user
399 Posts

Profile of HypnotizeAmerica
Ok give me just a few minutes to brag. Today I called the credit card company and made a monster payment (4 figures) to pay it off so I can now say that I'M DEBT FREE. I can't tell you what a burden has been lifted off of me. In the next month of so I will have the money to get into my first home (purchase) and best of all thanks to some cheap marketing by the end of the year I should have $2k to start my business off right and hopefully NEVER BARROW MONEY AGAIN!!!!!!!!!!!

If you want to change your outlook on money I HIGHLY suggest Dave Ramsey's books and courses. I am saving my pennies and in two years or sooner I'm kicking this piece of crap job to the curb AND working for myself. I never thought this was possible but now it is right in front of me.

I'm so happy I could spit. Thanks for letting be brag a little. Life changing moments ahead!

Tim
Scott Compton
View Profile
Special user
Hampton, VA
747 Posts

Profile of Scott Compton
Tim,

That is great to hear. I first heard about Dave Ramsey in 95 when I lived in Nashville. He and Roy had a talk show and Dave sold his books. I bought one from him from the trunk of his car, and got it signed. He helped me stay out of debt and it is a great feeling!

Congratulations on your *plastic surgery* and your being DEBT FREE!!!!

Now, I expect to hear you on the radio telling your story to Dave!

"Now go kill it and drag it home!"

Scott
Magic is an art. I am merely a tour guide.
http://www.facebook.com/pages/Scott-Compton-Magician/160270640674735

"You are the magic" Jay Ose to Albert Goshman
HypnotizeAmerica
View Profile
Veteran user
399 Posts

Profile of HypnotizeAmerica
Scott -

I'll be calling in Friday for sure!!!!
Wayne Brockway
View Profile
Regular user
Michigan, U.S.A.
104 Posts

Profile of Wayne Brockway
Tim and Scott,

Which book if you were to only buy one, do you recommend?

Wayne...
HypnotizeAmerica
View Profile
Veteran user
399 Posts

Profile of HypnotizeAmerica
Wayne -

Total Money Makeover Workbook. Forces you to do the steps while you read along. Best of luck and if I can help please let me know.

Tim
Scott Compton
View Profile
Special user
Hampton, VA
747 Posts

Profile of Scott Compton
I have the original Financial Peace...Tim's advice is best. Good Luck!
Magic is an art. I am merely a tour guide.
http://www.facebook.com/pages/Scott-Compton-Magician/160270640674735

"You are the magic" Jay Ose to Albert Goshman
Craig Kyle
View Profile
Regular user
197 Posts

Profile of Craig Kyle
This is great news but you forgot to mention that you were the special emicary to Togo and needed to bring 100 million bullion out.
HypnotizeAmerica
View Profile
Veteran user
399 Posts

Profile of HypnotizeAmerica
Zak:

I'm not selling anything, except maybe goal setting. You see I made this my goal on the Café a few months ago and proof in a couple of months my debt is gone. Not by any get rich scheme - I simply spent less than I made.

Thought I'd share my joy of being debt free and on my way to living like I've always wanted, but if you mistook it for spam, I understand.
Wayne Brockway
View Profile
Regular user
Michigan, U.S.A.
104 Posts

Profile of Wayne Brockway
Tim and Scott,

Thanks for the information. Zak, I'm not sure what your talking about. Can you tell me more?

Wayne...
TheDean
View Profile
Inner circle
Reno, Nevada
2164 Posts

Profile of TheDean
CHEETAH! (Inside ref...)

Congratulations brother!

I am a Dave Ramsey evangelist as well... http://www.DaveRamsey.com
- Zero Mortgage
- New Car... No Payment! Paid Cash! (The ONE Payment Plan - Hehehehe!)
- 40' luxury motor coach (Bus) 100% paid for in cash.
- Zero consumer debit!
...life is good!

I have been teaching the Financial Peace University for about eight years now and will likely continue to do so till I die. I have seen amazing life transformation and testimonials that will stick with me forever. As a matter of fact, I just stared ANOTHER class today... so far I have gotten 7 other organizations and churches to host and train using the FPU program... it WORKS! (If you work it...)

I am sold-out for Dave and his programs, that is for sure! (As mortals go anyway… hehehehe!)

http://www.DaveRamsey.com

I am at your service and in HIS Service,
Deano
<><

PS
I make ZERO money teaching, sharing or referring his programs... at one point, I was approached to teach his program nationally, but at this time, though I totally believe in his programs, my "Passions" are better served elsewhere... so now I do BOTH!

Again, Congratulations!
Dean Hankey, *M.D. - The Dean of Success Solutions!
Serving & Supporting YOU and Your Success!
"Book More Shows... Make More Money... SERVE MORE PEOPLE! - Not Necessarily In That Order…"

(*Marketing Doctor) Smile
HypnotizeAmerica
View Profile
Veteran user
399 Posts

Profile of HypnotizeAmerica
Deano -

Nice to see some big fish buying into this little idea. Here is what I found out today - when you buy that new car or that big house everyone is excited for you - but when you pay it off - it's like a fart in church. No one cares, or very few do.

To think 6 months ago I had this hanging over my head and now that it is gone I'm setting my sites on working for myself in the next 24 months - goes to show me that when you make a goal and work it, nothing can stop you and before you know it - your there.

Thanks for the congrats, and here is to many other people quitting their crappy day job and being to live like no one else.
Donald Dunphy
View Profile
Inner circle
Victoria, BC, Canada
7408 Posts

Profile of Donald Dunphy
Way to go, Tim!

I am so proud of you for accomplishing this. I remember talking with you on the other thread about it a few months ago. Paying off debts early and then living debt free is so important. I can tell that you now feel so much "lighter".

Others may mock you, but this is BIG life lesson stuff.

Mastery of your destiny, and accepting 100% responsibility for what has happened in life, and what will happen.

Congratulations! I know you will make it far.

- Donald
Donald Dunphy is a Victoria Magician, British Columbia, Canada.
TheDean
View Profile
Inner circle
Reno, Nevada
2164 Posts

Profile of TheDean
Tim... not a big fish, just one of the guys doin what needs to be done. Maybe a "Holy Macrall" or something, but nuthin' more. Hehehehe!


Living like no one else is about CHOICE my friend... 110% a choice, BOTH is how you choose, but also in the new found freedom of choices YOU can make as a result of the choices made to get you to this point of more FREEDOM!

YES, choice requires “action” if we are to make any sort of headway, but the results are worth it, aren't they?

- Success is a VERB!
- It Requires ACTION!
- It doesn’t matter how you FEEL!
…pretty simple really.

Here is a killer (Super-Simple) tip that everyone here can apply right-now, today and start adding new CHOICE into your life and finances now and forever.

If I could show you a way to get financially FREE in one post, would you be willing to read it and then take ACTION and test it for at least 10 days???

See how simple financial and success mastery can be:
For 10 days (as an example...) simply track your spending.

That's it! Easy, yes? Keep a scratch paper, a small notebook… what-ever, but simply write down EVERY PENNY YOU SPEND. Newspaper, soda, McD’s, impulse item at the grocery, heck, even the pennies you leave in the little dish next to the cash register in the store! – Every penny… for only 10 day (at-least!)

THE PAY OFF!:
The great news is; the benefits are potentially (and LIKELY) astounding! The plane truth is you can't change what you don’t acknowledge and, in this case often don’t even realize.

Even the most organized of us (which I ain't) too often don’t really realize “exactly where and when each little penny is spent”. The amazing upshot is lost monies as a result of often, unconscious habit instead of real though-filed choice.

This simple exercise is about adding real and meaningful CHOICE back into our lives, our finances and our future!

HERE is what will happen for MOST:
You will see previously unrealized spending habits that if you realized, you would CHOOSE differently with the power of that insight.

Example from my own life that freed me up:
I used to stop and get "Big Gulp" sodas... not every day, but enough of the time that over time I was robbing my own wealth building and future one silly soda refill at a time... reasonably over $50.00 a month in fountain sodas and other "quick-store" type impulse purchase.

What else could I do with that $50.00 plus dollars every month? (And THAT is JUST one little thing like soda's! We're NOT even talking about McD's or some other food substitute at about $6.00 plus dollars a meal (PER-PERSON!) See how it can VERY QUICKLY begin to add up? - These are the most common and obvious including "Mocha-latte', Frappe-chino, macchiato" coffee concoction at at-least $3.00 bucks a hit and forget about smoking!

...see what I mean? I really ads up, and waaay too often with out our specific agreement or consent. It's like gold-dust falling between the cracks in the floor... YOUR HARD-EARNED DOLLARS and your financial future slipping though your fingers one coffee, soda or newspaper at a time! (What-ever it is for YOU!)

The GREAT NEWS:
After you see and then acknowledge your spending habits (again, often; kind-of unconscious) and begin to CHOOSE differently based on the real evidence of the now 'exposed' patterns of spending.

Back to the soda for a second:
Let’s say ONLY the $50.00 (too often more...) but let’s just say the $50.00, OK?

NOW I simply buy my favorite soda (Pepsi One, if you are wondering! - Hehehehe) by the case at the warehouse outlet type store at about .18 cents a can and keep them handy and in my car at about 10% of the $50.00 previous investment and expenditure, now what to do with $45.00, free, found money every single month... hmmmm? (A compound interest example of JUST $50.00 a month invested would MAKE you all believers! – really!) Remember, THIS IS JUST THE SODA we are talking about! Believe me, there was allot more than just that!

Savings... investments, debit reduction... what else could you do with just $50.00?

Doing the things that few others were willing to do; "track and acknowledge my spending" and then simply CHOOSE more wisely what to do with the previously wasted money.

NOW, like I said... no house payment, a killer motor coach, brand new car, a happy wife and a lifestyle I wouldn’t trade for my past in a million years!

Did I have to "give-up or sacrifice" drinking soda when-ever I wanted???

Nope!

Better than that, I ALWAYS got the exact soda I wanted with-out having to stop and be tempted to purchase any other "impulse" items (Even MORE wasted future!) while being over-charges for a cup full of bubbles and syrup... and now... eh', I'd say a fair trade off, wouldn’t you?

I know Tim and a few others likely would agree!

Hey, don’t take MY word for it... try it yourself and see! Your mileage may vary, of course… may be less, may be more... the first month we did it, it was well over $1,250.00 a moth is non-directed spending! Lost monies slipping though our fingers in "old-habit", unconscious, wasting monies and watching our futures go swirling down the drain.

What is it for you?

$100 a month in coffee, McD's or YOUR unconscious spending habit? $150.00, $200.00, $500.00 a month or more?

The question is:
What ELSE could you DO with that money if only "YOU" directed that spending purposefully instead of accidentally or casually???

How about an annual IRA or other high yield investment... how about a better vacation or health plan for your family? A more reliable transporation… how about getting completely debit free?

Hmmmmmmmmm...

Do it, don't do it. - It won’t change MY lifestyle one bit, but what will it do for YOU and YOUR FAMILY?

What would it be like to begin to TELL YOUR MONEY WHAT TO DO instead of having your money tell YOU what to do, like: what kind of car you will drive, house you can live in, vacations would you take, business would you have or legacy you can leave for your family or contributions you can make!

THAT is a super-simple glimpse into this sort of a success solution...

Do yourself a favor and check-out http://www.DaveRamsey.com and do your own due diligence. Find a "Financial Peace University" program going on in YOUR OWN COMMUNITY and see for yourself... go visit once as (at no cost to you) our guest and prove to yourself what we are saying is 110% true and add real choice back into your life now!

I'd LOVE to hear of your success! And you will want to know what “CHEETAH!” really means!

I am at your service and In HIS Service,
Dean
<><
Dean Hankey, *M.D. - The Dean of Success Solutions!
Serving & Supporting YOU and Your Success!
"Book More Shows... Make More Money... SERVE MORE PEOPLE! - Not Necessarily In That Order…"

(*Marketing Doctor) Smile
Donald Dunphy
View Profile
Inner circle
Victoria, BC, Canada
7408 Posts

Profile of Donald Dunphy
Killer post, Dean!

A really good book I am reading right now, related to money, is "The Wealthy Spirit" by Chellie Campbell. John Cooper (Creative Coach) reminded me that I should buy it. I am learning money lessons every day, and am in the middle of profoundly changing my life, too.

Learned a great lesson the other day about having a "low", "medium", and "high" budget, and using different budgets depending on where you are in your life. Most of all, remembering that the "low" budget only has to be a temporary thing, and creative ways to change your income during those times. I had never read or heard of such a thing before of having 3 budgets.

- Donald
Donald Dunphy is a Victoria Magician, British Columbia, Canada.
Dannydoyle
View Profile
Eternal Order
20346 Posts

Profile of Dannydoyle
Dean you are so right.

I have always been an advocate of exactly what you say. Credit cards make overspending way too easy. "It is only 200 a month" wow that phrase has caused more bankrupsy in life than any other I think.

Spend less than you make, what a concept.
Danny Doyle
<BR>Semper Occultus
<BR>In a time of universal deceit, telling the truth is a revolutionary act....George Orwell
HypnotizeAmerica
View Profile
Veteran user
399 Posts

Profile of HypnotizeAmerica
Danny -

Your right about credit cards, that was my last payoff and my biggest. lots of stupid with plenty of zeros. but this morning, I can say I own everything I have. No more $50 a month in interest on top of a min payment. Now that money goes into my get out of this crappy job and actually live my life like I want to, not working at a place I hate with unhappy coworkers. I mean I walked in to the office today and took a mental picture - the majority of people I saw were unhappy but are forced to work there because they think there is nothing else they can do. Keep your new car, I'll keep my money.

Tim
TheDean
View Profile
Inner circle
Reno, Nevada
2164 Posts

Profile of TheDean
Credit Cards Reek! (Hehehehe!)

1st thing:
STOP Debiting!

Party on! Woo Hoo!

I am, as always, at your service and In HIS Service,
Deano FPU-ing in Reno
<><
Dean Hankey, *M.D. - The Dean of Success Solutions!
Serving & Supporting YOU and Your Success!
"Book More Shows... Make More Money... SERVE MORE PEOPLE! - Not Necessarily In That Order…"

(*Marketing Doctor) Smile
HypnotizeAmerica
View Profile
Veteran user
399 Posts

Profile of HypnotizeAmerica
I'M NOT DEBT FREE ANYMORE!!!!!!!!!!

Just got word that a church has accepted my offer on a house and in a little over 30 days I'll be leaving the renting world and moving into my first house!!!!

Best news of all is my girlfriend really likes the house so I guess asking her to marry me sooner rather than later is a go ;-)
TheDean
View Profile
Inner circle
Reno, Nevada
2164 Posts

Profile of TheDean
The "Magic Ring Box" is a cool little trick that you can iuse to propose and magically make the ring appear... Woo Hoo!

I am at your servie and In HIS Service,
Deano
<><
Dean Hankey, *M.D. - The Dean of Success Solutions!
Serving & Supporting YOU and Your Success!
"Book More Shows... Make More Money... SERVE MORE PEOPLE! - Not Necessarily In That Order…"

(*Marketing Doctor) Smile
tboehnlein
View Profile
Inner circle
ohio
1779 Posts

Profile of tboehnlein
Financial Peace Rocks!!! My wife & I attended a class one year ago this month we got into & thought it would be great if we could be debt free in 3-5 years, we ate up them program with gazzelle intesity & sold everything until the kids thought they were next we were out of debt in 4 months & have facilitated other new groups since. I can speak enough about Ramsey's program & will be happy to answer any questions one might have.
Tom
The Magic Cafe Forum Index » » Tricky business » » I'M DEBT FREE!!!!!!!!! (0 Likes)
 Go to page 1~2 [Next]
[ Top of Page ]
All content & postings Copyright © 2001-2020 Steve Brooks. All Rights Reserved.
This page was created in 0.25 seconds requiring 5 database queries.
The views and comments expressed on The Magic Café
are not necessarily those of The Magic Café, Steve Brooks, or Steve Brooks Magic.
> Privacy Statement <

ROTFL Billions and billions served! ROTFL