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The Magic Cafe Forum Index » » The International Brotherhood of Magicians! » » I B M Health Insurance (0 Likes) Printer Friendly Version

ted french
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Inner circle
Columbus Ohio
1935 Posts

Profile of ted french
Does anyone get their health insurance through the IBM plan, and can someone tell me what the pricing is like and their overall opinion of the plan?
P3
practice practice perform.
MagicRyan
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New user
NH
39 Posts

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I can't believe no one has answered your post! I, too, would be interested in this...as I consider leaving my day job and pursuing magic full time.
The Simply Magic Ryan Mahoney
www.simplymagic.net
Ryan@simplymagic.net
Skip Way
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Inner circle
3771 Posts

Profile of Skip Way
Go right to the source for the straight scoop, Ted ----> info@magician.org

Sindie will surely have good and direct information to send you and may be able to provide a couple of strong references, if asked. Frankly, I don't know anyone who uses the I.B.M. health benefits.
How you leave others feeling after an Experience with you becomes your Trademark.

Magic Youth Raleigh - RaleighMagicClub.org
magictwr
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4 Posts

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We are currently looking for a new provider for not only health, but also home and auto insurance. Keep checking out the web site for an announcement.
Terry Richison
IBM Membership
ted french
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Inner circle
Columbus Ohio
1935 Posts

Profile of ted french
I sent an email about health insurance info and I got no response, can someone tell me where to find this info.
P3
practice practice perform.
Vegasvent
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Loyal user
Phoenix
288 Posts

Profile of Vegasvent
I was not aware of the insurance. I too am interested.
Magical Phil-Kidzshow, LLC

"My Wife says that either all of my Stuff goes, or she does......" "Boy, I'm sure gonna miss her cookin'."
Skip Way
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Inner circle
3771 Posts

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As an alternative or temporary lead-in to I.B.M. coverage consider these two possibilities shared with me a while back by a friend in the industry. I have no idea how viable they may be personally, but they make some sense.

The larger your deductible the lower your premiums. Place $2000 or more into a savings account and tag this money for medical expenses at the start of each year. Then negotiate self-employed heath coverage with a deductible equal to the amount held in savings. You pay the first $2000, $3000 or whatever your deductible is set at for the year...which greatly reduces your out-of-pocket premiums. The plus side is that you're covered for catastrophic injuries, accidents and hospital stays that could easily run into the tens of thousands at a more affordable premium.

He also suggested, for those with college degrees, that we check with the local school systems. Signing up as a substitute teacher often qualifies you for the system's medical and retirement plans at very reasonable rates. With today's shortage of teachers, you generally need nothing more than a college degree...and some areas and private systems don't require that...and you can work as little as one or two days a month to keep your eligibility. Certainly worth a look.

Now that I've recalled these two suggestions, I think I'll do a little more research into this. Sounds interesting.
How you leave others feeling after an Experience with you becomes your Trademark.

Magic Youth Raleigh - RaleighMagicClub.org
misterillusion
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Special user
Roseville, California
723 Posts

Profile of misterillusion
I am very interested in self-employed health insurance also. Any word yet magictwr?...I have sent you a PM too.
May every day be magic!

http://www.misterillusion.com
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